Calculator & FX Converter
Convert between basis points, percentage, decimal, and permille. Calculate yield changes and impact on notional amounts. One basis point equals 0.01% or 1⁄10,000.
Enter a value in any field to convert across all units.
Apply a basis-point rate to an amount. Useful for fees, spreads, and commissions.
Converted at live ECB rates.
Calculate the difference between two rates and its monetary effect.
A basis point (bp or bps) is a unit equal to one hundredth of one percent. 1 bp = 0.01% = 0.0001. Widely used in fixed income to express precise rate changes.
Saying "rates rose by 0.50%" is ambiguous — did rates go from 5% to 5.5% (relative) or 5% to 5.5 percentage points (absolute)? "50 bps" is always unambiguous.
1 bp = 0.01%100 bps = 1%10,000 bps = 100%25 bps = 0.25% (a typical Fed move)
Real-time exchange rates sourced from the European Central Bank via the Frankfurter API. Updated each business day around 16:00 CET. No tracking, no ads.
Daily ECB reference rates
Rates published by the European Central Bank, delivered via the open-source Frankfurter API. Free, no key required.
ECB reference rates update each working day around 16:00 CET. Weekends and ECB holidays show the most recent business day's close.
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